What is working capital finance?
Working capital finance is designed to keep your business moving day-to-day—covering timing gaps between paying suppliers and getting paid by customers.
Cash flow smoothingShort to medium termMultiple lender typesUK business finance only
Common reasons businesses use it
- Seasonal trading peaks
- Scaling staff, stock or fulfilment
- Bridging receivables and payables
- Unexpected costs or opportunities
How we help
We clarify the purpose, evidence affordability and approach lenders aligned to your sector and trading profile. You get a clear view of likely costs and terms before proceeding.
Typical working capital ranges
Facility size£10k–£2m+
Terms3–72 months
SpeedFast (case dependent)
StructuresLoans/lines/invoice based
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