What is a start-up loan?
Start-up funding supports a new business before it has built a long trading history. Depending on your situation, lenders may focus on your plan, experience, projected affordability and overall credit profile.
Limited companies & sole tradersWorking capital or assetsTerms typically 12–72 monthsBroker-led support
What you can use it for
- Initial stock and setup costs
- Tools, equipment or vehicles
- Marketing and launch costs
- Working capital for early months
How we help
We package your story clearly, highlight affordability and approach suitable lenders. We're on your side—translating your goals into lender-ready information and guiding you from enquiry to completion.
Typical start-up funding ranges
Funding amounts£3k–£500k+
Terms12–72 months
DecisionsFast (case dependent)
Trading historyNot always required
Want a quick check? Use the Apply now tab to send your enquiry — we'll respond with clear next steps.