Terms & Conditions

1) Who we are

Two Brothers Finance operates as a UK business finance broker/introducer. We are not a lender. We do not provide regulated financial advice and nothing on this website should be treated as financial advice. We help business customers communicate their requirements to suitable lenders/finance providers and support the application process.

2) Eligibility and intended use

• This website is intended for UK business customers seeking business finance.
• We do not provide personal loans to consumers via this site.
• You confirm that information you submit is accurate and that you have authority to act for the business (where applicable).

3) Calculator and illustrations

Any calculator outputs, examples, or indicative figures are for illustration only and are not an offer, quotation, or guarantee. Actual rates, terms, fees, and acceptance are determined by the lender's criteria and affordability checks.

4) Applications and lender decisions

• Submitting an enquiry does not guarantee acceptance or funding.
• Lenders may request additional information and may carry out credit and/or affordability checks.
• Final lending decisions are made by the lender/finance provider, not by Two Brothers Finance.

5) Fees and commission disclosure

We may receive a commission or introducer fee from a lender/finance provider if your finance is arranged. In some cases, a fee may be payable by you; if so, we will explain this clearly before you proceed.

6) Communications

If you submit an enquiry, you agree that we may contact you by phone, email, or SMS to discuss your requirements and next steps. You can ask us to stop contacting you at any time.

7) Intellectual property

All content on this website (including text, design, logos, and graphics) is owned by or licensed to us. You may not copy, reproduce, or distribute it without permission, except for internal business use in evaluating our services.

8) Website availability and acceptable use

• We aim to keep the site available but do not guarantee uninterrupted access.
• You must not misuse the site, attempt unauthorised access, or introduce malware.

9) Limitation of liability

To the maximum extent permitted by law, we are not liable for losses arising from reliance on website information, calculator illustrations, or third-party lender decisions. Nothing in these terms limits liability where it cannot be limited by law (e.g., for fraud).

10) Privacy

Our Privacy Policy explains how we handle personal data.

11) Changes

We may update these terms from time to time. The latest version will be published on this page.

12) Governing law

These terms are governed by the laws of England and Wales. Courts in England and Wales will have exclusive jurisdiction, unless mandatory local laws apply.

Contact

Questions? Use /contact-us/ or call 0330 133 3748.