Two Brothers Finance
TWO BROTHERSUK BUSINESS FINANCE

Refinance and capital release

Restructure existing borrowing, consolidate facilities, or unlock cash from assets to improve cash flow. We're a UK business finance broker/introducer: we present your case to suitable lenders and negotiate practical terms.

What is refinance and capital release?

Refinance replaces an existing finance agreement with a new one—often to reduce monthly costs, extend the term, consolidate debt or release capital from owned assets.

Consolidate borrowingLower monthly payments (case dependent)Unlock asset valueClear comparison of options

When it can help

  • Your current term is too short for cash flow
  • You want to replace multiple payments with one
  • You have assets that could release capital
  • You want to align borrowing with growth plans

Important considerations

Extending a term can reduce monthly cost but may increase total repayable. We help you compare options clearly so you can make an informed decision.

Typical refinance ranges

Amounts£10k–£5m+
Terms12–84 months
SecurityAsset/property (case dependent)
UseConsolidation/capital release
Want a quick check? Use the Apply now tab to send your enquiry — we'll respond with clear next steps.