What is a business loan?
A business loan is a fixed amount of borrowing repaid over an agreed term, usually with fixed monthly repayments. It can be used for growth, cash flow smoothing, marketing, stock, refurbishment and more.
How business loans work
Lenders assess affordability, trading performance and credit profile. If approved, funds are paid to your business and repaid in monthly instalments across the agreed term.
Typical uses
- Working capital and cash flow support
- Stock purchase and seasonal peaks
- Growth projects, marketing and recruitment
- Refurbishment or expansion
Unsecured vs secured
Unsecured loans rely mainly on business performance and creditworthiness. Secured facilities may use property or assets as security and can sometimes support larger amounts or longer terms.
Why use a broker/introducer?
We translate your goals into lender‑ready information, approach suitable UK lenders and help you compare realistic options—so you can choose a facility that fits your business, not the other way around.