What is an operating lease?
An operating lease is a rental agreement for business assets. Your business pays for use over a period, often with options to upgrade or return at the end (structure varies by provider).
Use without ownershipPredictable rentalsOften off-balance sheet (accounting dependent)Upgrade-friendly
When it can fit
- Technology and equipment that becomes outdated
- Businesses that prefer lower upfront costs
- Projects with a fixed timeframe
How we help
We'll explain the structure and approach providers that match your asset type, term and budget so you can compare suitable options.
Typical operating lease ranges
Asset value£5k–£2m+
Terms12–60+ months
UpfrontOften low
End optionsReturn/upgrade (provider dependent)
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