Finance for catering vans, street food and cash‑heavy trades
Cash‑based businesses can be profitable, but lenders sometimes need clearer evidence of turnover and controls. We help you present the business in a lender‑friendly way and find finance routes that suit your setup.
What you can finance
- Vehicles: catering vans, food trucks, trailers and delivery vans.
- Equipment: refrigeration, cooking equipment, extraction, POS systems and generators.
- Fit‑out: conversion costs, signage and compliant layouts (where suitable).
- Working capital: stock, ingredients, staffing and event costs.
UK compliance reminders
- Registering as a food business with your local authority (where required).
- Food safety and hygiene controls (including allergen awareness).
- Gas/electrical safety and fire safety for mobile units.
- Licensing for street trading/events where applicable.
How to make a cash-based business 'bankable'
- Use card/POS records where possible and keep clear daily takings logs.
- Bank cash regularly and keep invoices/receipts for inputs.
- Show contracts or event bookings if you trade at fixed locations.
- Prepare simple forecasts that reflect seasonality.
We're a broker/introducer for UK business finance. Information on this page is for general guidance only and is not financial advice.
Typical start-up funding ranges
Funding amounts£10k–£2m+
Terms12–72 months
DecisionsFast (case dependent)
UK business finance onlyYes
Want a quick check? Use the Apply now tab to send your enquiry — we'll respond with clear next steps.
Frequently asked questions
Common questions about cash-based business finance.
We are an introducer/broker, not a lender. Nothing on this page is financial advice.