Privacy Policy
This Privacy Policy explains how Two Brothers Finance collects and uses personal data when you use our website, calculator tools, and enquiry/application forms. We operate as a UK business finance broker/introducer for business customers. We are not a lender and we do not provide financial advice.
Who we are
- Data Controller: Two Brothers Finance (trading name used on this website).
- Contact: use our contact page or call 0330 133 3748.
- Scope: UK business finance enquiries only (not personal lending).
What data we collect
- Identity & contact data: name, email, phone number, date of birth (where required for lender eligibility checks).
- Business data: business type, company name/number, trading details, sector, and funding requirements.
- Technical data: IP address, browser/device info, pages viewed, and approximate location (from IP).
- Communications: messages you send to us and our replies.
How we use your data
- To respond to enquiries and progress applications (including contacting suitable lenders/finance providers).
- To understand your requirements and present your information to lenders in a lender-ready format.
- To improve our website, calculator tools, and services.
- To prevent fraud and protect our systems.
Lawful bases
We process personal data under the UK GDPR on the basis of: (a) taking steps at your request prior to entering a contract (e.g., progressing a finance enquiry), (b) our legitimate interests (e.g., running our brokerage service, improving the site, preventing fraud), and/or (c) consent where required (e.g., certain cookies or marketing where applicable).
Sharing your data
We share information with third parties only where necessary, including:
- UK lenders/finance providers to obtain quotations or progress an application.
- Service providers that support our website and communications (e.g., hosting, email delivery).
- Professional advisers and regulators where required by law.
Credit checks
Using our calculator does not perform a credit check. If you proceed with an application, a lender may carry out credit and affordability checks in line with their criteria and your permissions.
Cookies
We may use essential cookies to keep the site working and analytics cookies to understand usage. Where required, we will ask for consent before setting non-essential cookies.
Data retention
We keep personal data only as long as needed for the purposes above, and to meet legal, regulatory, or accounting requirements. Retention periods vary depending on the nature of the enquiry and provider requirements.
Your rights
- Access, correction, deletion, restriction, objection, and portability (where applicable).
- Withdraw consent at any time (where processing relies on consent).
- Complain to the UK Information Commissioner's Office (ICO) if you believe your data has been mishandled.
Contact
If you have questions about this policy or want to exercise your rights, contact us via /contact-us/ or call 0330 133 3748.