Funding to help you invest and grow in UK agriculture
Starting out in farming can involve heavy upfront costs — machinery, livestock, infrastructure and seasonal cash flow. We help young farmers and newer agricultural businesses access finance options that match the farm's plan and timing.
Common funding needs
- Machinery: tractors, implements, loaders, telehandlers and attachments.
- Vehicles: pickups, vans and farm transport.
- Infrastructure: storage, workshops, cold rooms and site improvements (where suitable).
- Working capital: to manage seasonal income and input costs.
What lenders look for
- A clear business plan: output, route to market, and realistic assumptions.
- Experience: training, family involvement or proven operational capability.
- Security & affordability: projected cash flow and buffers for bad seasons.
- Documentation: accounts where available, forecasts, and asset details.
Practical tips that improve approval chances
- Be specific on the asset and timing — quotes help.
- Show how the purchase increases output or reduces cost.
- Keep the term sensible for the asset life.
- Have a plan for downside scenarios (weather, prices, disease).
We're a broker/introducer for UK business finance. Information on this page is for general guidance only and is not financial advice.
Typical start-up funding ranges
Funding amounts£10k–£2m+
Terms12–72 months
DecisionsFast (case dependent)
UK business finance onlyYes
Want a quick check? Use the Apply now tab to send your enquiry — we'll respond with clear next steps.
Frequently asked questions
Common questions about young farmer finance.
We are an introducer/broker, not a lender. Nothing on this page is financial advice.